ABOUT US

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WHO WE ARE

Master Your Money Now, a leading brand in the millennial space, was founded in July 2018 by Chris Carlin. With a specialization in assisting nurses and midwives, the business quickly gained prominence in the online virtual environment. Helping hundreds of millennials across Australia navigate financial milestones such as home buying, superannuation, protection planning, and investments, Master Your Money Now thrived during the challenging times of COVID.

In April 2023, Chris and his team made the decision to join the Vista family, and Master Your Money Now was acquired by Vista Financial Group. This acquisition further solidified Vista's commitment to serving highly educated millennials, broadening their expertise in helping this demographic achieve financial security and retire earlier with confidence. This acquisition allowed us to open our second office in Geelong, extending our reach and enhancing our ability to provide personalized financial guidance to clients in the area.
ABOUT US

OUR TEAM

Chris Carlin

Senior Financial Adviser

Head of Education

Shane Moloney

Senior Mortgage Planner

Head of Lending

Patrick Chipp

Financial Adviser

Andrea Mercado

Marketing Manager

Mary Decena

Senior Paraplanner

Natasha Warnakula

Financial Planning Assistant

AWARDS & RECOGNITIONS

PATRICK CHIPP

50 Most Influential Advisers - 2023 Finalist
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CHRIS CARLIN

50 Most Influential Advisers - 2023 Finalist
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CHRIS CARLIN

50 Most Influential Advisers ‍2020
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CHRIS CARLIN

2019 AFA Rising Star of the Year
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CHRIS CARLIN

INFOCUS Rising Star of the Year 2019
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AWARDS & RECOGNITIONS

CHRIS CARLIN

50 Most Influential Advisers 2023 Finalist
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PATRICK CHIPP

50 Most Influential Advisers 2023 Finalist
READ MORE

CHRIS CARLIN

2020 Most Influential Adviser
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CHRIS CARLIN

2019 AFA Rising Star of the Year
READ MORE

CHRIS CARLIN

2019 Infocus Rising Star of the Year
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TESTIMONIALS

We believe that the best way to showcase our commitment to excellence is by letting our customers speak for us. Their testimonials serve as a testament to the trustworthiness and reliability of our service
Chris has given me excellent advice. All throughout I had the impression he only had the best intentions for the financial well-being of his customers. I liked how the gathered all important information quickly, synthesized it and educated me about what would work best in my situation. He quickly grasped what I already knew and what info I was lacking. That way we spent time on talking about the important individual aspects and not just generalized talk. Chris seemed to have deep insight into different aspects we discussed and was generous with his advice. I can only highly recommend.
Li B.
L
We have valued and appreciated the advice, guidance and planning from Chris and his team. From little understanding around our finances and goals we wanted to achieve to navigating and securing our future especially in the event of something happening to family and knowing we have a few things in place to support our kids. We highly recommend MYMN for whatever you may need in the future
Jas A.
J
Very happy with Chris and the advice he is happy to give in a pinch. Nothing is ever too hard and he’s always happy to field my random financial questions. Plus his depth of knowledge is simply outstanding.
Raigan H.
R
Having had no formal training myself in how to handle my finances. Master Your Money Now has provided me with expert advice and guidance on how to best handle my super and insurances. Chris is an incredibly knowledgeable, approachable and professional financial planner, who takes the complex world of finances and guides you with simple, achievable and practical steps to set-up a better future. Would highly recommend to anyone!
Joshua R.
J
Having had no formal training myself in how to handle my finances. Master Your Money Now has provided me with expert advice and guidance on how to best handle my super and insurances. Chris is an incredibly knowledgeable, approachable and professional financial planner, who takes the complex world of finances and guides you with simple, achievable and practical steps to set-up a better future. Would highly recommend to anyone!
Joshua R.
J
We have been working with Chris as a Financial Planner and more recently a Mortgage Broker as we just purchased a new house in the Geelong area. He has done a fantastic job helping us plan our finances and determine how much we can afford on a new house. Since making the purchase he has been working with the bank to make sure everything gets done before settlement.
Nathan P.
N
Since we first made contact with Chris of MYMN we have only had a positive experience. Before we had Chris's help we were not budgeting well and saving much at all, and didn't have our insurances in order. We wanted to become the best we could in our financial situations to set us up for future success. In just over a year we have managed to save for a house deposit and an emergency fund. The process was absolutely seamless and you are treated like a VIP. I know of others who have had the same experience with MYMN. We will be using MYMN services for a long time to come. MYMN's team are friendly, supportive and makes you feel comfortable when it comes to talking about your financial situations.
Nick
N
Chris has been our financial advisor for 3 years now, he has set us up for a perfect retirement, we are now worry free. I couldn’t recommend Chris highly enough to anyone who needs a financial advisor who is down to earth, friendly and just a good guy. You seriously can’t go past Chris from Master Your Money.
Julie E.
J
Having a young family, personal insurance was a must have. In 2021, getting a cancer diagnosis was something that shocked my family and me. Chris from MYMN was aware of my situation and his support in making an insurance claim eased the burden of financial stress during treatment. Thank you for making the claim process so easy! Couldn’t recommend a better financial planner.
Johnnie K.
J
Excellent meeting with our financial planner Chris. He has been amazing helping us navigate our finances and Centrelink. Chris is very knowledgeable and has given us lots of confidence our future will be wealthy.
Bob E.
B
I have found mour financial planner Chris to be amazing. He has set up our finances so we get the best returns. He is so easy to work with and explains very thing so I know what is happening to my finances. I highly recommend him.
Jennifer P.
J
We have been clients of Chris for three years now and are extremely happy with the financial and superannuation advice that he has provided over those years. We are confident that should anything happen, that we are completely covered and everything will be looked after. Would definitely recommend Chris for all your financial advice.
Blake M.
B
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Vista Financial Group Pty Ltd (ABN 16624573039) t/as Master Your Money Now is an Authorised Representative of Count Financial Limited ABN 19 001 974 625 AFSL No. 227232 (“Count Financial”) which is 85% owned by Count Limited ABN 111 26 990 832 (“Count”) of Level 8, 1 Chifley Square, Sydney 2000 NSW and 15% owned by Count Member Firm Pty Ltd ACN 633 983 490 of Level 8, 1 Chifley Square, Sydney 2000 NSW. Count is listed on the Australian Stock Exchange. Count Member Firm Pty Ltd is owned by Count Member Firm DT Pty Ltd ACN 633 956 073 which holds the assets under a discretionary trust for certain beneficiaries including potentially some corporate authorised representatives of Count Financial.

Vista Finance and Lending, t/as Master Your Money Now is also Corporate Authorised Credit Representatives (No. 522226) of Australian Finance Group (AFG) Pty Ltd ACN 066 385 822 Australian Credit Licence 389087.​
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