Mention the terms ‘estate planning’, ‘will’ or ‘inheritance’ and thoughts of lengthy documents and complex legal terms often come to mind. But it’s not as complex as you might think. When you do begin planning your will, your financial planner should ask two key questions: ...
When you set the new month or new year resolutions to get fit and stay healthy, do you consider reviewing the fitness of your finance? Why not? After all getting fit and staying healthy can sometimes be a costly experiment. If you don’t have a...
Whenever the term financial advice is mentioned it is commonly associated with an individual’s financial goals. Whether you have a ‘list’ as long as your arm of things that you’d like to buy, or perhaps you’ve never really thought about it and just buy what...
One could be forgiven for thinking that most news reporting on the currency market ups and downs are predictable. We are bombarded in the financial media with so many convincing arguments about where the Australian dollar is headed in the year ahead. These forecasts we read...
Life insurance may seem like a wasted expense within your financial plan, however, it can provide financial security for any of your life challenges. If you are still unsure why you need life insurance, here are six good reasons why life insurance is a necessity: ...
With so many people concerned about their investments and wondering what they should be doing, we've put together some responses to your most frequently asked questions. What should I be doing with my investments? If your risk profile is correct then at this point a rebalance may...
Quality education is one of the best gifts you can give your children. But these days it doesn’t always come cheap — especially if you have more than one child. That’s why it pays to plan ahead. Considering a financial planner before big life changes...
Paid off your mortgage? Woo-hoo! Break out the champagne and celebrate the freedom you must now feel! But once the dizzy excitement has passed, what will you do next? Discharge or not? The first question is should you discharge your mortgage? You might be able to keep...
Australians are ready to spend up big on food, drink, gifts and charity this Christmas season. 1. Australians are set to spend over $7.6 billion on gifts It’s the season for shopping, and Australians are ready to spend up big on food, drink, gifts and charity this festive season with...
We all look forward to creating a financially secure future. But how do you build security for tomorrow without sacrificing your lifestyle today – especially if you have a family to raise or a mortgage to manage? There are many pathways to a prosperous future for...